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Loans In Kochi

Kochi or Cochin is a major city of Kerala. It is a port and a part of the Ernakulam district. It is the major supplier of Spices and hence a trading epicenter and financial hub of Kerala. The neighboring towns of Ernakulam and Kochi are also prime educational centers housing the number one ranked Cochin University of Science and Technology. Kerala has been the state renowned for literacy and education for ages.

Creditap has come up with loans to support students of Kochi in their education. Creditap’s loans are designed in such a way that they can help school going students, college students as well as teachers and support staff. The entire loan filing is hassle-free involving as little paperwork as possible. We also strive to make it a quick and simple procedure.

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  • loans for students

    School Fee Loan

    Gone are the days when school fees could be easily paid off without financial planning. With the cost of quality education increasing, school fees have also skyrocketed. In-order to assist you in payment of school fees, Creditap offers you School Fee Loan which comes at attractive rates and can be repaid through affordable EMIs.

  • loans for students

    College Fee Loan

    As a parent, we’re worried about our teenager’s college and career and to secure his/her future, we try to get them through to the right college/university no matter how much tuition fees we have to bear which is exorbitant nowadays. Creditap helps students/their parents through its College Fee Loan to support college fees in a quick and hassle-free manner.

  • loans for students

    Career Enhancement Loan

    Often students after securing a graduate/degree feel cash-strapped when they want to pursue higher education and gain a post-graduate degree. Though some students manage through scholarships and sponsorships, for others who can’t, Creditap is here to help you in getting the funds through our career enhancement loan.

  • loans for students

    Teacher/Staff Loan

    Today teachers and support staff are finding it difficult to borrow due to low salary structures. Creditap is pleased to introduce loans for teachers/support staff which is tailor-made not only for private schools but for all kinds of schools and colleges be it Govt. or Private.

Areas Served

Creditap services loan requests from most parts of Kochi and Ernakulam city like - Kaloor, Pachalam, Elamakkara, Palarivattom, Edapally, High Court Junction, Thevara, Panampilly Nagar, Gandhi Nagar, Ravipuram, Kathrikavadu, Thammanam, Kadavanthra, Marine Drive, Willington Island, Fort Kochi, Mattancherry, Thoppumpady, Palluruthy, Chellanam, Kumbalangi, Kundannur, Edakochi, Maradu, Thykoodam, Chambakkara, Thrikkakara, Vyttila, Tripunithura, Angamaly, North Paravur, Koonammavu, Vaduthala, Thiruvankoolam, Kolencherry, Mamala, Kizhakkambalam, Piravom, Mulanthuruthy, Chottanikkara.

Highly Served Areas

Some of the top places from which we get and service requests are – Ernakulam North, Ernakulam South, Kakkanad, Vennala, Kalamassery, Aluva, Kumbalam, Aroor, and Perumbavoor.

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Frequently Asked Questions

No, the loan is available to salaried as well as self-employed individuals, however subject to credit profile.

Yes, the platform is designed to connect you with the lending Bank/ NBFC that best suits your requirement.

You can easily track your payment schedule on the Creditap App.

Interest rates shall vary depending on the scheme chosen and the credit profile.

Yes, you may apply for an education loan.

The following documents need to be uploaded for verification purposes :
ID proof( Aadhar , Voters ID , Passport )
PAN Card
Bank statement (1 Year)
Invoice from the institute for the amount to be paid/Fee Challan
For Salaried
Payslips, IT Returns
For Self-employed
GST Filings, IT Returns

No, the loan availed is not transferable.

Yes, the loan eligibility is based on your credit evaluation.

Yes, we cover all associated expenses.

Your device may not be compatible. You will be required to update your mobile's OS version or use a different device. The app is currently available on Android version 6.0 and above. It will soon be available on the iOS platform.

Yes. We offer loans for the early stages of education.

Yes, you can apply for two different loans at the same time and the loan amount is subject to credit eligibility.

Yes, you may apply. The approval will depend on our financial partner's terms and conditions.

Immediate disbursal post the signing of the loan agreement.

Yes. However, it subject to the policies of our financial partner.

Yes. It will vary depending on the financial partners terms and conditions

Your EMI schedule will depend on our financial partner. Debits are usually between the 5th - 10th of every month.

You can calculate your EMI approximately on our website/app but it may vary based on the sceme you select and your credit profile.

Yes. However, the loan amount is subject to approval.

Yes, individuals with children studying in any school can apply.

The fee amount will directly be deposited on the institute's bank account and not the loan-bearers personal account.

The loan is currently available for salaried and self-employed individuals. Parents/guardians of students studying in schools can apply for the loan on their behalf. However, the students applying for professional courses can avail the loan with parents / guardians as co-applicant.

Yes. You may calculate your required loan amount and apply accordingly.

About Creditap

Our Goal

We are Creditap, an app-based digital-lending platform. We aim to redefine fee payments through reliable technology.

Our Focus

Our focus, at the moment, is on the education-finance sector and we are determined to bring ease to the annual fee payment cycle, to make it simple and systematic for parents as well as our partnered educational institutions.

Our Services

We facilitate financing fees and other education-related expenses starting from pre-school. We also assist with financing vocational training, skill development, and other eligible short-term courses.