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Loans In Trivandrum

Trivandrum or Thiruvananthapuram is the capital of the state of Kerala. It is a major tourist center known for the famous Padmanabhaswamy temple. It is called the Evergreen city owing to its long stretches of palm-fringed shorelines. It has beautiful beaches and windy backwaters apart from historical structures. Trivandrum is also known for its rich educational culture.

Many prominent educational institutions thrive in Trivandrum. Getting admission in top institutions is vital to mold students to become leaders and sensible citizens and Kerala and the city of Trivandrum have always been the frontrunners in that objective. Creditap is determined to bring ease to the annual fee payment cycle to make it simple and systematic for parents by providing loans. Creditap facilitates financing fees and other education-related expenses starting from pre-school. We also assist with financing vocational training, skill development, and other eligible short-term courses.

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  • loans for students

    School Fee Loan

    Gone are the days when school fees could be easily paid off without financial planning. With the cost of quality education increasing, school fees have also skyrocketed. In-order to assist you in payment of school fees, Creditap offers you School Fee Loan which comes at attractive rates and can be repaid through affordable EMIs.

  • loans for students

    College Fee Loan

    As a parent, we’re worried about our teenager’s college and career and to secure his/her future we try to get them through to the right college/university no matter how much tuition fees we have to bear which is high nowadays. Creditap helps students and their parents to support college fees in a quick and hassle-free manner through its College Fee Loan.

  • loans for students

    Career Enhancement Loan

    Often students feel cash-strapped when they want to pursue higher education after securing a graduate degree and go for a post-graduate course. Though some students manage through scholarships and sponsorships, for others who can’t, Creditap is here to help you in getting the funds through our Career Enhancement Loan.

  • loans for students

    Teacher/Staff Loan

    Today teachers and support staff are finding it difficult to borrow due to lower salaries or delayed payments. Creditap is pleased to introduce loans for teachers/support staff which is tailor-made not only for private schools but for all kinds of schools and colleges be it Govt. or Private.

Areas Served

Creditap services loan requests from most parts of the Trivandrum city like – Vattiyoorkavu, Ambalamukku, Anayara, Kaithamukku, Karamana, Karimankulam, Kovalam, Kumarapuram, Kuravankonam, Pallithura, Pangappara, Paruthippara, Peroorkada, Pothencode, PTP Nagar, Pulimoodu, Sasthamangalam, Sreekariyam, Uliyazathura, Ulloor, Vazhuthacaud, Vellayambalam, Aakkulam, Ambalathara, Chacka, Chenkottukonam, Kowdiar, Kulathoor, Pallippuram, Karinkadamugal, Mukkolakkal, Muttada, Punnakkamugal, Perukavu, Nanthancodu, Pangodu, Pettah, Nemom, Parottukonam, Pongumoodu, Poojapura, Pattom, Palayam, and Thycaud.

Highly Served Areas

Some of the top places from which we get and process service requests in Trivandrum city are – M G Road, Kariavattom, Janardhanapuram, Kazhakoottom, Kallambalam, Kesavadasapuram, Mannanthala, Vizhinjam and Pachalloor.

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Frequently Asked Questions

No, the loan is available to salaried as well as self-employed individuals, however subject to credit profile.

Yes, the platform is designed to connect you with the lending Bank/ NBFC that best suits your requirement.

You can easily track your payment schedule on the Creditap App.

Interest rates shall vary depending on the scheme chosen and the credit profile.

Yes, you may apply for an education loan.

The following documents need to be uploaded for verification purposes :
ID proof( Aadhar , Voters ID , Passport )
PAN Card
Bank statement (1 Year)
Invoice from the institute for the amount to be paid/Fee Challan
For Salaried
Payslips, IT Returns
For Self-employed
GST Filings, IT Returns

No, the loan availed is not transferable.

Yes, the loan eligibility is based on your credit evaluation.

Yes, we cover all associated expenses.

Your device may not be compatible. You will be required to update your mobile's OS version or use a different device. The app is currently available on Android version 6.0 and above. It will soon be available on the iOS platform.

Yes. We offer loans for the early stages of education.

Yes, you can apply for two different loans at the same time and the loan amount is subject to credit eligibility.

Yes, you may apply. The approval will depend on our financial partner's terms and conditions.

Immediate disbursal post the signing of the loan agreement.

Yes. However, it subject to the policies of our financial partner.

Yes. It will vary depending on the financial partners terms and conditions

Your EMI schedule will depend on our financial partner. Debits are usually between the 5th - 10th of every month.

You can calculate your EMI approximately on our website/app but it may vary based on the sceme you select and your credit profile.

Yes. However, the loan amount is subject to approval.

Yes, individuals with children studying in any school can apply.

The fee amount will directly be deposited on the institute's bank account and not the loan-bearers personal account.

The loan is currently available for salaried and self-employed individuals. Parents/guardians of students studying in schools can apply for the loan on their behalf. However, the students applying for professional courses can avail the loan with parents / guardians as co-applicant.

Yes. You may calculate your required loan amount and apply accordingly.

About Creditap

Our Goal

We are Creditap, an app-based digital-lending platform. We aim to redefine fee payments through reliable technology.

Our Focus

Our focus, at the moment, is on the education-finance sector and we are determined to bring ease to the annual fee payment cycle, to make it simple and systematic for parents as well as our partnered educational institutions.

Our Services

We facilitate financing fees and other education-related expenses starting from pre-school. We also assist with financing vocational training, skill development, and other eligible short-term courses.