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If you wish to apply for a School Fees Loan or College Fees Loan or Career Coaching Fees Loan whether it's online or offline, we're there for you.

You can convert your one-time fees to monthly EMIs in a hassle-free way and sit back, relax!

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Frequently Asked Questions

No, the loan is available to salaried as well as self-employed individuals, however subject to credit profile.

Yes, the platform is designed to connect you with the lending Bank/ NBFC that best suits your requirement.

You can easily track your payment schedule on the Creditap App.

Interest rates shall vary depending on the scheme chosen and the credit profile.

Yes, you may apply for an education loan.

The following documents need to be uploaded for verification purposes :
Mandatory
ID proof( Aadhar , Voters ID , Passport )
PAN Card
Bank statement (1 Year)
Invoice from the institute for the amount to be paid/Fee Challan
For Salaried
Payslips, IT Returns
For Self-employed
GST Filings, IT Returns

No, the loan availed is not transferable.

Yes, the loan eligibility is based on your credit evaluation.

Yes, we cover all associated expenses.

Your device may not be compatible. You will be required to update your mobile's OS version or use a different device. The app is currently available on Android version 6.0 and above. It will soon be available on the iOS platform.

Yes. We offer loans for the early stages of education.

Yes, you can apply for two different loans at the same time and the loan amount is subject to credit eligibility.

Yes, you may apply. The approval will depend on our financial partner's terms and conditions.

Immediate disbursal post the signing of the loan agreement.

Yes. However, it subject to the policies of our financial partner.

Yes. It will vary depending on the financial partners terms and conditions

Your EMI schedule will depend on our financial partner. Debits are usually between the 5th - 10th of every month.

You can calculate your EMI approximately on our website/app but it may vary based on the sceme you select and your credit profile.

Yes. However, the loan amount is subject to approval.

Yes, individuals with children studying in any school can apply.

The fee amount will directly be deposited on the institute's bank account and not the loan-bearers personal account.

The loan is currently available for salaried and self-employed individuals. Parents/guardians of students studying in schools can apply for the loan on their behalf. However, the students applying for professional courses can avail the loan with parents / guardians as co-applicant.

Yes. You may calculate your required loan amount and apply accordingly.

About Creditap

Our Goal

We are Creditap, an app-based digital-lending platform. We aim to redefine fee payments through reliable technology.

Our Focus

Our focus, at the moment, is on the education-finance sector and we are determined to bring ease to the annual fee payment cycle, to make it simple and systematic for parents as well as our partnered educational institutions.

Our Services

We facilitate financing fees and other education-related expenses starting from pre-school. We also assist with financing vocational training, skill development, and other eligible short-term courses.